– By Atul Garg

In recent years, Mutual Funds have emerged as the backbone of the Indian Investment landscape, maintaining an upward growth trajectory with net inflows increasing by 93% reaching a high of Rs 25,616 crore in November 2023. Furthermore, by offering diversification of the investment portfolio, along with delivering higher returns in comparison to other conventional savings instruments, Mutual Funds have increasingly become the preferred mode of investment for Indian investors. 

Adding more to its already surging popularity, investing in Mutual Funds also comes with the advantage to leverage them as collaterals in order to avail loans, during periods of financial turmoil. Although Loans Against Mutual Funds might be an unheard concept for many but with proactive participation of NBFCs and Fintech sector, it is becoming a compelling choice for investors seeking immediate financial solutions. 

Active funds base…